Terms of Service

Last Updated: November 15, 2023

Welcome to Huzagi Sodixo Financial Cybernetics. These Terms of Service govern your use of our website, products, and services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using the services provided by Huzagi Sodixo Financial Cybernetics, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with these terms, you must not use our services.

2. Services Description

Huzagi Sodixo provides financial education services, including but not limited to budgeting tools, expense tracking, financial literacy courses, and wealth building simulations. Our services are designed for educational purposes only and do not constitute financial advice.

3. User Accounts

To access certain features of our services, you may be required to create an account. You are responsible for:

• Providing accurate and complete information during registration
• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account

4. Subscription and Payments

Some features of our services require payment of subscription fees. By subscribing to these features, you agree to:

• Pay all applicable fees in accordance with the billing terms
• Provide accurate billing and payment information
• Authorize us to charge your chosen payment method

Subscription fees are non-refundable except as required by law or as specifically stated in our refund policy.

5. Intellectual Property Rights

All content, features, and functionality of our services, including but not limited to text, graphics, logos, images, software, and algorithms, are the exclusive property of Huzagi Sodixo Financial Cybernetics and are protected by international copyright, trademark, and other intellectual property laws.

6. User Conduct

You agree not to engage in any of the following prohibited activities:

• Copying, distributing, or disclosing any part of our services in any medium
• Using any automated system to access our services in a manner that sends more request messages than a human could reasonably produce
• Attempting to interfere with, compromise the system integrity or security, or decipher any transmissions
• Taking any action that imposes an unreasonable load on our infrastructure
• Uploading invalid data, viruses, worms, or other software agents
• Collecting or harvesting any personally identifiable information from our services
• Using our services for any illegal purpose or in violation of any laws

7. Disclaimer of Financial Advice

Huzagi Sodixo provides educational content and tools for personal financial management. We are not financial advisors, and the information provided should not be considered as financial advice. You should consult with qualified financial professionals before making investment decisions.

8. Limitation of Liability

To the fullest extent permitted by law, Huzagi Sodixo Financial Cybernetics shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your access to or use of or inability to access or use the services
• Any conduct or content of any third party on the services
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from our services
• Any bugs, viruses, Trojan horses, or the like that may be transmitted to or through our services

9. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the services will immediately cease.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

12. Contact Information

If you have any questions about these Terms, please contact us at:

Huzagi Sodixo Financial Cybernetics
123 Cyber Avenue, Suite 500
Toronto, ON M5V 2H1
Canada
Email: legal@huzagi-sodixo.sbs
Phone: +1 4374626520